Mobile banking offers us many advantages. Undeniably by being a mobile banking user you can enjoy many add on advantages. However if you are using mobile banking you must be aware of some safety tips so that your data is not misused by anyone. These days’ spams are common and hackers are on the tip of their toes to find out new ways of stealing information from people.
In this write up we will talk about some precautions that you can take for your mobile banking so that you can prevent any kind of fraudulent activities:
Lock your phone: It is always advisable to lock your phone with a password that is difficult to interpret. You can consider locking your phone with a finger print. You can also consider investing in a phone with in-built face scanner.
Use a strong password in the mobile banking apps: Be careful when you create the password for the mobile banking apps. You can consider using an alpha-numeric lock for the phone banking apps. It is always advisable to use a password that is difficult to gauge. You must refrain from choosing passwords that contain your name or date of birth or any other obvious information that hackers can guess easily.
Use good antivirus software: It is always advisable to protect your phone with good antivirus software. This way you can keep viruses and hackers at a bay. Do some research before investing in the antivirus software. Checking the reviews and ratings from the users can help you choose the best anti-virus software for your phone
De-clutter your mobile: It is always a prudent idea to de-clutter your mobile device every now and then. Take out some time from your busy schedule to delete the spams, caches or the applications that is no longer needed.
Be careful of what you download: Think twice before you hit on the download button. Your information may fall into wrong hands. If you need to download any software do that from reputed sources only.
Be careful about unknown links: If you receive any email with links is careful before you hit that link. By hitting on a simple link you can make your data accessible to the hackers.
Logoff from the mobile banking app once done: Once you finish accessing then mobile banking apps you must log off from the application instead of closing the apps.
Be careful of your email replies: If you receive any email from the bank asking for important and personal details be rest assured that the email can be a spam. If you are dubious you can call up the bank representatives and check with them before you share your confidential information over email.
Do not save your cvv number and pin numbers in your mobile device: many people have the habit of saving their pin numbers and cvv numbers in their phone devices. This must be avoided at any cost. By storing this information you let hackers access your information with ease.
Be careful when your phone gets stolen: If your phone gets stolen you must block the sim cards immediately and get your phone number changed in the banking apps.
Avoid public WI-FI networks: Free public WI-FIs can be tempting but if you are worried about your safety you must refrain from using the free WI-FIs as they may make it easy for the hackers to access your data.
Update your mobile applications often: You should update the mobile applications often and ensure that the applications have the latest security patches.
Hide your confidential information while typing important details: These days shoulder surfing is common and thus when you key in important details like account number etc. in public places you must hide the information.
Be careful of sharing your details: personal details like account numbers, cvv etc. must not be shared via email or text messages to anyone.
Switch off wireless services once done: You must switch off the wireless services like hotspot Bluetooth etc. when you are not using it.
Register for sms notifications: Sms notifications from banks are quite useful and they keep you updates about your transactio0ns. In case you do not get notifications, talk to your bank representatives and register for email notifications to keep track of your transactions. Nowadays many mobile banking apps gives you the options of getting g notified for the transactions.
Thus by following the above tips you can use the mobile banking safely.